If we do a quick calculation the total repayment comes close to 101 000 €.
My thoughts for now go towards letting it tick as the payments are around 15% of my monthly income and the interest rates are pretty low. I will probably tackle the loan full time once i feel like it becomes an emotional burden but right now I am thinking that I am still relatively young (28) and it seems to be a good idea to try to make the money I earn work for me better than the sub 2% interest rate which i am being drained off yearly and i believe i can do it.
What would you do in a similar situation? Would you pay off your mortgage in a few years if you had the chance or try to make the extra money work for you in other ways knowing the risks? Or maybe you are/have been here before in which case I am curious to hear about your experiences and journey.
Some views on this topic from a few people i have seen discussing the topic:
Pro-investment (ppcian): https://www.youtube.com/watch?v=6ExsZJm2dds
Pro-mortgage-repayment (Dave Ramsey): https://www.youtube.com/watch?v=_O0MrVKGcWo
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