Saturday, May 15, 2021

Treasure Chest Overview - April 2021

I finally crossed the 200k net worth barrier!

Lately it has been a lot about investing more in my home and myself. Regardless, the net worth graph has been going in the right direction. Let's get to the numbers:


Total networth: 204 178.62 €

Real estate: 114 000.00 €
The biggest proportion of my wealth is invested in the apartment i bought myself in the summer of 2017. It was appraised at 114 000 € back then.

Pension: 29 292.42 €
Over time my pension fund has slowly grown into a decent-sized chunk. It consists of  Estonian second pillar and third pillar.

Cash: 37 035.46 €
I have a separate account for rainy days which is still a healthy 10 000 €. I am considering halving it to 5 000 € but it is a process as i need to get used to the idea of not having that much liquid assets to use in case life hits me in the face. The rest of this money is my savings/every day money that i either use or invest if there is too much of it laying round.

Crowd funding: 6 645.11 €
Entirely invested in Mintos. Adding 300 € to the account every month in an automated fashion.

Stocks: 4 243.88 €
One of my first investments. Is pretty evenly split between Tallinna Kaubamaja (TKM1) and Tallinna Sadam (TSM1). I plan on keeping these two for a long time having them as my small dividend income providers. Considering reinvesting the dividends i have gottento the same companies.

Mutual funds: 12 961.75 €
Currently I am contributing 800 € every month to mutual funds. I am using LHV kasvukonto to get a hang of it. In the first stage I am investing 100% of it into EXSA.

MINTOS
Crowd funding is probably one of the more fun ways of investing as something is happening every day: new investments, new interest cents and euros. Current state of my portfolio there:


Thank you for taking the time to read!

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