Friday, August 20, 2021

Treasure Chest Overview - July 2021

Quick summary for those who are curious but constrained by time: Added 300 € to Mintos, 1000 € to Kasvukonto SXR8 ETF and the portfolio itself grew passively by 806.66 € (Wow!). Also made the regular contributions to II and III pillar (not that I have much of a choice there - hah!).

It seems like July was a bit slower month for quite a few of my fello investors. August has been more exciting so far and I look forward to writing about it. No big surprises in my portfolio besides a week where I decided to double my weekly contribution to Kasvukonto account. I keep telling people around me that my investment strategy is quite boring and while doing that I feel a bit proud of it - no unexpected surprises but also NO UNEXPECTED surprises with negative connotation.

Let's have a moment for reflecting and go back to the beautiful summer month of July:
Looks good? Well, apparently these fields are in Poland. Sorry, my fellow Estonians!

Now that everyone has had a lovely moment back in the beautiful nature - let's get back to the numbers for all those who like them as much me:

Portfolio distribution - 83 971.60 € (+112.05 €)

Accumulated passive income 12 080.30 € (+806.66 €)

Networth 205 370.33 € (+0.23%)

Real estate: 114 000.00 € (0.00%)
Entirely in my apartment which is paid off since February of 2020. No changes here.

Rainy Day Fund: 10 000.00 € (0.00%)
This money is for when life should surprise me.

Pension: 32 311.54 € (+2.54%)
Estonian pension system II pillar (20 502.24 €) and III pillar (11 809.30 €), maxed out contributions at 15% of gross income.

Cash: 20 254.75 € (-6.80%)
Free resources for investing and other things.

Crowd funding: 7 398.73 € (+4.87%)
Entirely invested in Mintos. Added +300  last month.

Stocks: 4 527.78 € (+1.32%)
One of my first investments that is pretty evenly split between Tallinna Kaubamaja (TKM1) and Tallinna Sadam (TSM1) - my small dividend income providers.

Index funds: 16 877.53 € (+7.65%)
I am using LHV kasvukonto product to do invest in index funds (100% SXR8). Added +1000 € last month.

MINTOS
Crowd funding is probably one of the more fun ways of investing as something is happening every day: new investments, new interest cents and euros. Current state of my portfolio there:




Thank you for reading and we will cross paths again in a month if not sooner! 🍻